Fees, Insurance & Billing

We make every effort to keep our fees low for all patients. Sending bills increases our costs, therefore we request that payment for office visits be made at the time of service. We participate with Medicare and most medical insurance plans. Please notify our staff of your insurance coverage when you make an appointment. If a referral is required by your insurance contract, please bring it with you for your visit. All co-pays will be collected at time of service. For copays and all other out of pocket costs, we accept cash, checks, money orders, and all major credit cards. We participate with the following insurances for medical eye exam purposes:


Carefirst Blue Cross Blue Shield

  • Blue Choice
  • Federal Employee Program
  • National Capital Area


Coventry Health National PPO

  • Coventry One National
  • First Health
  • Foreign Service Benefit Plan
  • Rural Carrier Benefit Plan

Coventry of Delaware/Maryland Select

  • Diamond Plan


John Hopkins

  • Employer Health Plan
  • Priority Partners
  • US Family Health Plan
  • Johns Hopkins Advantage MD PPO



  • Tricare Prime
  • Tricare Standard
  • Tricare for Life

Railroad Medicare

University of Maryland Health Advantage

United Health Care

  • Optimum Choice
  • Core
  • Core Essential
  • Navigate
  • Navigate Balanced
  • Navigate Plus
  • Golden Rule
  • AARP
  • Medicare Solutions

Many insurance plans require you have a referral from your primary care physician to see a specialist.  Please check with your insurance carrier and have referral in hand at time of appointment. Vision insurances We only participate with a select few vision insurances plans.  Please call one of our two offices to inquire as to whether we accept your vision insurance. CareCredit We currently offer CareCredit to our patients who are considering cosmetic procedures such as cataract surgery, botox and LASIK.  CareCredit is a healthcare credit card that is designed for your health and wellness needs which allows you to make monthly payments toward your “purchase” of the cosmetic procedures.  Please visit CareCredit.com for information, or contact our billing department by calling 410-535-2270 to inquire about our specific CareCredit offers.